Add climate change, and residents here face a double vulnerability, as do many communities of color around the world. People in Marin City have higher asthma rates, shorter life expectancies and huge cost burdens when compared to the rest of the state. Census Bureau data, despite the fact that the area is part of Marin County, one of the richest in the country. About 13% live below the poverty line, according to U.S. Nearly 3,000 people - 63% people of color - dwell within Marin City's 344 acres. Residents have long said that Marin City's neglected water system is an ugly example of racism in the region's past housing policies. Marin County found that sea level rise could flood half of all commercial properties in Marin City (PDF) and displace those in low-lying areas. "All these low-lying areas are going to have a flooding threat that is much bigger than we anticipate when looking at just sea level rise," said Kris May, founder of the Pathways Climate Institute. Marin City can be seen from Alta Trail northwest of the unincorporated area of Marin County. Brackish water could displace and corrode underground sewer pipes and other infrastructure. "Marin City is like a bathtub with only one drain," said Kristina Hill, director of the Institute for Urban and Regional Development at UC Berkeley.īy the end of the century, climate change may make these deluges from the sky up to 37% wetter, according to a June 2022 study by Bay Area climate scientists, and the flooding in Marin City far worse.Īt the same time, warming temperatures could push San Francisco Bay up from sea level rise - as much as 10.2 feet by the end of the century. When atmospheric rivers dump rainwater, the water from the gate backs up into the channel under the freeway and floods the only road in and out of Marin City, rendering it impassable by car. The neighborhoods of mostly one-story homes and apartments abut Richardson Bay, separated from the water by Highway 101 and a narrow bike trail.Ī single tidal gate allows water to escape into the bay, and it's regularly filled with sand and debris. The long-neglected water system in Marin City, an unincorporated community about 5 miles north of San Francisco, is one of the most vulnerable to climate-driven flooding in the entire Bay Area. Read more of KQED's reparations coverage. In Contra Costa County, a big rig was struck by an Audi driver and plunged off the overpass onto the road in Lafayette, though the California Highway Patrol has not said if the accident was rain-related.This story is part of KQED's series "Sacrifice Zones: Bay Area Shoreline Communities Reimagining Their Homes in the Face of the Climate Emergency." The project looks at communities of color facing the worst of rising seas and fighting to thrive. Rock slides occurred in the North Bay, trees fell in the East Bay, and flooding caused an Uber passenger to miss his flight in San Francisco. The rain caused havoc throughout the Bay Area, though not as deadly. "It's a tight kit neighborhood and we feel the loss of all of them," said Miranda. Miranda said after a difficult year with COVID, the loss this close to the holiday is especially cruel. "I was just told that they live on Cuardo and that they had just put out all their Christmas decor for the first time in a couple years," she said. They shared photos of the road covered by more than 15 feet of water.Īfter word about the deadly incident spread around the small community, neighbor Gina Miranda placed flowers at the underpass. Residents told KTVU the couple lived in the neighborhood, just north of the underpass where their car became submerged. "We've now drained the flooded area and located two vehicles and two deceased," said Acosta.Īcosta reminded drivers not to pass through standing water, especially if it's more than six inches deep. Once they were able to pump the water from the scene, they found a gray pickup with two people inside. It was only after firefighters rescued that person – and drained the deep underpass – that they realized two people in another car had essentially drowned.įirefighters said the water was rising so quickly that they had to retreat before they could check that second vehicle or risk drowning themselves. Two people died on Thursday in Millbrae when the car they were driving got submerged in deep standing water that flooded an underpass with a steep grade. 2 die in submerged car during Millbrae flooding others escape
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Don't think that just because your country changes on a specific date, that other countries will too. Daylight savings time is implemented differently (or not at all) in various political subdivisions. And if it is currently in effect, then it will happily add an hour even to a date in December.ģ. all it has is one flag to determine if daylight savings time is currently in effect. This is because daylight savings time is (probably) currently in effect on your computer, but was NOT in effect in December. If you use the built-in functions to do the conversion, it will probably be wrong. Local may mean Honolulu, or it may mean where your computer is located, or it may mean the location where your customer is located.Ģ. There are probably at least three 'locals' involved. 11 Greenwich Mean Time (GMT) madbanana1020 India time is 9:30 hours ahead Eastern Time. And you want to know what local time that was.ġ. 12 00 pm et Eastern Standard Time and London Time Calculator. Let's say you determine that a cruise ship arrived in Honolulu on at 15:00 UTC. But if you are saving the date/time information for later reference or are computing date/times, beware! If all you are doing is getting the current time from the computer's internal clock to put a date/time on the display or a report, then all is well. I'd just like to add a general note of caution. and yes, the results for Parse() are in seconds, whereas the others are in milliseconds. ParseExact() (not converting to local) 10-15 ms ParseExact() (converting to local) 20-45 ms So I set up a console app to parse a date/time string 10000 times in a variety of ways. (Incidentally, the CultureInfo constructor was not a significant contributor to CPU usage.) We had profiled the app and found that the DateTime.Parse represented a significant percentage of CPU usage. Here's what we were doing before: DateTime.Parse(dateString, new CultureInfo("en-US")) But bypassing the conversion to local time also speeds things up - by 50% or more in my tests, see below.) (I personally try to deal exclusively with UTC in the business / application / service layer(s) anyway. The AssumeUniversal flag tells the parser that the date/time is already UTC the combination of AssumeUniversal and AdjustToUniversal tells it not to convert the result to "local" time, which it will try to do by default. Or, even better, DateTime.TryParseExact(.) If the DateTime is coming from a Web service or some other source with a known format, you might want to consider something like DateTime.ParseExact(dateString,ĭateTimeStyles.AssumeUniversal | DateTimeStyles.AdjustToUniversal) I know this is an older question, but I ran into a similar situation, and I wanted to share what I had found for future searchers, possibly including myself :).ĭateTime.Parse() can be tricky - see here for example. You will receive a confirmation email once your order is shipped. Please place all AFE orders by March 7th to ensure delivery by March 27th. SHIPPING: Some orders may require up to 14 days to ship depending on product availability.
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Jewelry Findings - Wholesale Jewellery Findings Jewellery Findings Shop over 800 Charms for Jewelry Making and Bracelets Home > Charms & Pendants Charms and Pendants We stock a huge selection of Charms and Pendants at, featured in a variety of metals. Meaning: When you’re not in the mood to do something.Įxample: “I can’t be bothered going to the gym today.” 11. Other examples include lazy as, fast as, and hot as.Įxample: “Dave’s new car is sweet as!” 10. Sweet as!Īussies will often put ‘as’ after adjectives to give it more emphasis. Translation: Everything will be all right or ok.Įxample: “ Nah, don’t worry mate ” said Bruce, “She’ll be right.” 9. Meaning: Usually used in an annoyed or confrontational manner, meaning both shut up and or mind your own business.Įxample: “I’ve heard just about enough out of you mate, you’d best pull your head in.” 8. When someone is outwardly envious of someone because of their achievements or success.Įxample: Sharon has a bad case of tall poppy syndrome. She is constantly berating her best friend ever since she got a pay rise and a diamond engagement ring. Meaning: A distaste for any kind of success of others. I stopped listening after he opened his mouth.” 6. This a variant of to whine, to moan or to complain.Įxample: “ Steven is having a whinge about his girlfriend. Meaning: To complain without a good reason. Meaning: To indulge in a sudden display of anger or frustration to lose one’s temper.Ī similar display of when an infant spits out their pacifier “dummy” and bursts into a hysterical crying fit.Įxample: “ He spat the dummy when he didn’t get the promotion”. Fair DinkumĪn old-fashioned saying used to emphasize or query whether something is genuine or true.Įxample: Australian politician at Press Conference “Yes, I am fair dinkum when I tell you, I did not use Union funds to support my prostitution addiction”. This expression is more of a pleasantry than a genuine question.Įxample: “G’day, howzit goin’?”. Meaning: How are you going? How is it going?Ī casual greeting. The bulge in the Lycra briefs resembles that of an incarcerated avian creature.Įxample: “The Prime Minister was relaxing on the beach in his budgie smugglers”. Meaning: Small or tight male beachwear featuring the Speedo logo. Many of the Australian expressions found in this article are in frequent rotation, so it’s best to brush up on your Aussie slang before heading down under. It’s also interesting to learn how the Australian accent evolved. One of its signature features is making words as short as possible. The term for Australia slang and pronunciation is called S trine. I thoroughly enjoy explaining the meanings of such phrases like “budgie smugglers” and “woop woop”. But, sometimes I just throw them out there to see what reaction I’ll get. Aussie’s are down-to-earth people and our colourful expressions reflect our personalities.Įven though Australian English has its roots in British English, living in London means I have to tone down my Australian slang and expressions in order to be understood. Here are some of the funniest Aussie expressions around.Īustralian English is more than just an accent, it’s full of hilarious Australian slang that induce hilarious mental images. Australian slang is full of hilarious expressions that we should all use. I know it's not great because I made it in a hurry, but a few tweaks and it should perform to much better standards. For example, you would know that the damage is not split evenly between Chaos and Vitality like you said, because weapon damage % plays a huge role. Pair with the grimtools in question ( ) and you should have a pretty decent idea of how well it performs. Hows a DPS sheet number misleading? It's the rawest single bit of information you could give to someone. And you called it the best known Deceiver build. I don't even need to try this to know it turns into utter dogshit if you throw it into SR76, even using the camera/aggro exploit. People may not care about crucible much but it's still a useful metric to compare builds.īut the example you brought up is precisely the kind of build that would only perform well in Crucible mode because it is obviously made with crucible buff and auras in mind. I think it's very dishonest to call bringing up crucible performance as being deceitful simply because not everyone plays it, while at the same time implying that sheet dps is a decent metric and pretending that your experience of "reliably" clearing a non high-end content to be anything but subjective opinion. your voidsoul is forced into two damage type, Chaos and vitality, and I bet you're not stacking high vitality RR so it ends up being a throw away damage type, same for that vitality decay that just bloats your dps. Sheet dps numbers isn't really an evaluation of build's performance, it's an evaluation of a single skill damage output without anything else. You want to impress someone you bring SR90+ to the table. Few people I know typically brag about SR depth instead, and they consider 75-76 a joke that even some meme builds are able to achieve. A more clear metric would involve speed, average number of deaths and success rate, but usually people don't bother with that in SR and I'm ok with that. Crucible performance doesn't directly translate into SR performance but usually a well performing crucible build can clear SR75 too due to sheer damage.Ĭlearing SR75 reliably on the other hand isn't much of a useful metric, because a) its binary and b) reliable is a vague word. People may not care about crucible much but it's still a useful metric to compare builds. Released in 2016, it currently has two expansions: Ashes of Malmouth and Forgotten Gods. This ARPG features complex character development, hundreds of unique items, crafting and quests with choice & consequence. Grim Dawn is an action role-playing game for the PC, developed by veterans of Iron Lore Entertainment, the creators of Titan Quest.Įnter an apocalyptic fantasy world where humanity is on the brink of extinction, iron is valued above gold and trust is hard earned. Together, we can help ensure more lenders have instant access to the best insights while improving the homebuying experience for borrowers.”ĪIM provides lenders with a simpler and more efficient loan origination process by leveraging third-party service providers like Experian to automate traditionally manual processes for assessing borrower income and employment. “This new partnership with Freddie Mac is another important milestone in our journey to unlock the modern mortgage. “Ensuring mortgage lenders have access to the most reliable and accurate information available to make confident lending decisions is important at any time, and this is especially true in our current environment,” said Michele Bodda, President of Experian Mortgage, Verification Solutions and Employer Services. The move gives mortgage lenders the opportunity to leverage the most up-to-date employer payroll data to verify income and employment information while delivering a frictionless experience for borrowers. 22, 2023) - In a move to provide mortgage lenders and borrowers a more efficient and streamlined verification experience, Experian ® today announced Experian Verify™ can now be accessed through Freddie Mac’s Loan Product Advisor ® asset and income modeler (AIM). Rest assured, they will put the blame on the supervisor and team rather than provide additional - more.Costa Mesa, Calif. When business is busy they will have mass hirings that will seem exciting until your direct supervisors get overwhelmed with all the new people who need help. They recently laid off a huge portion of the processing staff with zero warning, or any negative feedback leading up to the mass firing. The employee handbook mentions that they do at minimum annual reviews but none of my colleagues have gotten any sort of regular feedback on our performance any time. Any issue that comes up is at worst the processors fault, but regardless is always your responsibility to resolve no matter who is supposed to be responsible for the client at that point in time. Different departments are basically never on the same page. Changes in procedure will be inconsistently communicated - don't be surprised if the first time you hear about a change is when you're being reprimanded for not being aware of it. The first month or so will seem stressful but positive and then you will quickly be expected to just know things without receiving any additional training. in hindsight this should of been a big red flag since the interview doesn't tell you anything about what actually working at the company is like. The initial interview email asks you to review the interview process. The owner and VP are both charismatic individuals who will take you through the interview process and make you feel very confident in starting with them. This company is functionally the definition of the term "honeymoon period". sick days are awarded immediately and vacation days are accrued, about 8hrs every month - more. In terms of benefits, you have fairly limited holidays, about 7 a year with around 5 sick days and another 10 vacation days. Depending on the status of the market the company will quickly respond and make layoffs as they deem fit, regardless of time spent with the company. Most of these employees left and found similar positions with better benefits. I personally saw multiple coworkers who continuously exceeded expected output denied raises or other accommodations when requested from admin. That being said, being a top performer does not make you an asset, it means they just expect more from you regularly. Only top performers or employees who have been there longer are given more loans to work on. Loans are assigned by admin, so your workload will very depending on the market. The leads will help and provide support to individual employees but if anything requires escalation to admin the odds of anything changing become very slim. Only support I can wholeheartedly endorse is from the Team Leads who directly supervise the loan officers and processors. Processors get most of the responsibility when dealing with problematic customers. Management has weekly meetings to discuss problems or patterns that come up with each department however most of the meetings are spent either passing blame or brushing off concerns. As a processor you are expected to do most of the customer management for all your assigned loans, loan officers will speak to customers maybe once before being passed to you.
After that trial period (usually 15 to 90 days) the user can decide whether to buy the software or not. Trial software allows the user to evaluate the software for a limited amount of time. Demos are usually not time-limited (like Trial software) but the functionality is limited. In some cases, all the functionality is disabled until the license is purchased. Demoĭemo programs have a limited functionality for free, but charge for an advanced set of features or for the removal of advertisements from the program's interfaces. In some cases, ads may be show to the users. Basically, a product is offered Free to Play (Freemium) and the user can decide if he wants to pay the money (Premium) for additional features, services, virtual or physical goods that expand the functionality of the game. This license is commonly used for video games and it allows users to download and play the game for free. There are many different open source licenses but they all must comply with the Open Source Definition - in brief: the software can be freely used, modified and shared. Programs released under this license can be used at no cost for both personal and commercial purposes. Open Source software is software with source code that anyone can inspect, modify or enhance. Freeware products can be used free of charge for both personal and professional (commercial use). Note: You cannot change the default security level when using the unregistered version.įreeware programs can be downloaded used free of charge and without any time limitations. Speeds up internet surfing and browsing boost your PC's performance and stability making it faster, leaner, and more efficient. Recovers hard drive space by deleting unnecessary and redundant files. Once deleted, your file data is gone forever and can not possibly be recovered. Implements and in fact exceeds the US Department of Defense and NSA clearing and sanitizing standards. Permanently deletes web history, websites and URLs visited, user names and passwords from a public or shared computer. The software implements and exceeds the US Department of Defense and NSA clearing and sanitizing standards, giving you the confidence that once erased, your file data is gone forever and can never be recovered.Ĭleans all of your internet history traces and past activities with one click. The app works with Windows 11/10/8.x/7/Vista/2012/2008 (32/64-bit), and also supports Windows FAT16/FAT32/exFAT/NTFS file systems. Privacy Eraser embedded more than 250 free plugins, supporting many popular programs such as ACDSee, Adobe Reader, Microsoft Office, WinZip, WinRAR, Windows Media Player, VLC Player, BitTorrent, Google Toolbar and many others. Meaning you can also delete whatever tracks are left behind by other applications with your own plugins. It also supports plugins to further extend the software's cleaning features. With literally one click, Privacy Eraser will erase all digital footprints - web browser cache, cookies, browsing history, address bar history, typed URLs, autocomplete form history, saved passwords, index.dat files, Windows' run history, search history, open/save history, recent documents, temporary files, recycle bin, clipboard, dns cache, log files, error reporting and more. All main popular web browsers are supported, including Internet Explorer, Microsoft Edge, Firefox, Google Chrome, Safari, and Opera. Privacy Eraser Free is an easy to use solution for protecting your privacy by deleting your browsing history and other computer activities. The T5 transmission evolved from Borg Warners lighter duty SR4 transmission that was previously used in both Jeeps and Fords. The introduction of a 5 speed transmission into a Jeep was a welcome sight for many however, for some the strength and dependability still lied in question.ĪMC introduced the “T5” five speed transmissions and its 4 speed counterpart the “T4” into the CJ jeeps in 1982. Jeep too would introduce the T5 to their product line in the early 1980’s. The transmission was used by numerous automobile manufacturers in nearly a hundred different applications. 1983.The T5 transmission has the honor of having the longest production run than any other American made manual transmission.1984-86 2.5L Inline 4, 2.8L V6, and turbo diesel Jeep Cherokee XJ/Comanche MJ.Typical first gear ratios for the WC ranged from 3.35 to 3.97:1 the Ford Mustang SVO had a unique 3.50:1 first gear for 1986. WC transmissions initially carried the same maximum input torque rating of 265 lb⋅ft (359 N⋅m) until hardened first gears were introduced in approximately 1990, raising the rating to 300 lb⋅ft (410 N⋅m). Most STD transmissions have a first gear of 3.75 to 4.10:1 for smaller-displacement engines these so-called 4-cylinder T-5s are rated up to 240 lb⋅ft (330 N⋅m) of input torque. STD transmissions are rated at up to 265 lb⋅ft (359 N⋅m) of input torque with a 2.95:1 first gear. WC transmissions should be filled with automatic transmission fluid, while STD models use 50W gear oil. If this is not visually accessible, the color of the synchronizer rings can be used to distinguish the two types, with the oil fill plug removed. Externally, the tapered roller bearing race for the countershaft at the front of the WC, facing the clutch and below the input shaft, can be distinguished from the corresponding straight roller bearing cup of the STD. Compared to the Standard, the WC changes bearing types and blocker ring materials. The T-5 is available in "World Class" (WC) and "Standard" (STD) models STD are sometimes known as Non-World Class (NWC). Models Differences between World Class and Standard transmissions In general, retrofitting the T-5 is straightforward for many rear-drive Fords from the 1960s and 1970s, as they are dimensionally compatible. The T-5 has become a popular restomod option for older and classic manual transmission cars, as the overdrive gear can improve fuel economy. In 1982, GM began fitting the T-5 to the S-10/S-15 compact pickup trucks then in 1983, both Ford (Mustang) and GM (Camaro/Firebird) picked up the T-5 for their pony cars. The first T-5s were installed in the AMC Spirit/ Concord. The T-5 carries a part number of 1352-000- xxx, where xxx is a three-digit application-specific number ranging from 001 to 260 that also can be used to distinguish World Class from Standard T-5 transmissions. The T-5 is a T4 with an added overdrive gear. The T4 improved this design with tapered roller bearings on the input and output shafts and a straight roller bearing on the counter gear. The SR4 was a light-duty 4-speed manual that used ball and needle bearings on the countershaft with bronze synchronizer rings. The T-5 was originally designed by BorgWarner based on the T-4 and earlier SR4, and was sold as the BorgWarner T-5 until the design was sold to TTC (aka Tremec) in the late 1990s. It includes one overdrive gear, a lightweight aluminum housing, and adaptability for four wheel drive use. The TREMEC T-5 is a 5-speed manual transmission for longitudinal engine automobiles. |
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